Posts Tagged ‘free money for college’

Four Steps to Make the Most Out of Your Scholarship Searches

Thursday, October 20th, 2011

Finding the money for college has become a very tricky game with many potential pitfalls.  This cautionary statement isn’t designed to discourage you from following your dreams and pursuing higher education.  Instead this statement reflects the simple reality of today’s ever escalating education price tag.  The price of college is rising at a rate that far exceeds the rate of inflation, and these rising costs make finding a scholarship more important than ever.  In this article, we will examine some of the ways that you might be able to find the funds for higher education.

Step 1 Begin Preparing and Searching Early

Beginning your search for scholarship money well in advance is of great importance.  There are a simply staggering number of scholarships available, and knowing which ones you are eligible to apply for alone can take a good deal of research.  In addition, the application process must be taken seriously as well, as applications can be time consuming.  This is especially true if you are applying for numerous scholarships.

Step 2 Talk to Your Counselor and Other School Resources

Your counselor, in theory, has resources pertaining to scholarships and which ones you might be eligible for, and you should consult with him or her well before your graduation date.  However, you absolutely should not depend on your high school counselor for advice regarding scholarships.  Even the hardest working counselor may miss an important option for you, and that means you need also to explore on your own!

Step 3 Try to Get Appointments with Officials at Colleges and Universities

Educators generally like it when young people show planning and initiative.  They also appreciate it when their opinions and knowledge is valued.  In short, you might be able to get a great deal of information regarding finding scholarships from college admissions officers and others.  Reaching out to them is a savvy move, and you should do more than send an email.  Picking up the phone and politely asking for an appointment is a good idea.

You also may want to consider showing up in person to ask for an appointment.  You will be very surprised how far this type of action will go with many in the education field.  It says volumes about your character and your dedication.  Anyone can send an email, but few people are willing to follow up a phone call with a visit!

Step 4 Invest in Books on Scholarships, Research Online and Visit Libraries

You might think that all information is online; however, even the cleverest of web searches may fail to give you a complete picture of your scholarship options.  There are still times in your life that thumbing through a book makes sense, and this is definitely the case where finding scholarships are concerned.  There are many good books written on this topic.  A few minutes with a good book on scholarships could literally be worth thousands of dollars.

Ultimately, it is up to you to begin your scholarship search early and to be proactive about finding the money you need.  Don’t be afraid to reach out for help and to be persistent.

How To Earn Money For College (and Still Have A Life).

Thursday, August 18th, 2011
McDonald's isn't the only place to earn money for college.

Think beyond the burger joint for ways to pay for college. Photo credit: The Consumerist.

So you need to earn money for college. Think the only way to do it is by putting in years of hard labor at the local McBurger restaurant? Think again.

The number of ways you can earn money to pay for college is limited only by your imagination. So before you head off to the local fast food joints and grocery stores to put in an application, put on your thinking cap instead.

Put your artistic side to work to earn money for college.

Do you have a crafty side? Think about how you can harness your talents to earn money for college. Consider making jewelry, sewing purses, crocheting hats, creating eReader cases out of old books… the possibilities are endless. Once you have a product perfected, you can open an Etsy shop, sell on your own website, or just make the rounds of the local craft shows!

Are you a shutterbug? If you have a talent for photography or videography, consider opening “studio.” You could try to get work photographing school and community events, special occasions for family and friends, or even offer senior photo sessions!

Offer a little help to earn money for college.

Think about the adults around you. Your family. Your neighbors. Your parents’ coworkers. What could they use help with? Figure out what that need is and then try to fill it!

Are you the outdoorsy type? If so, you could offer to mow lawns or shovel snow, do yard work or even chop firewood in the wintertime. You could even set up a dog walking business!

Got a soft spot for kids? Then you’re about to become everyone’s favorite teenager. If you like spending time with the pint-sized set, ask your parents to spread the word about your babysitting prowess. With average rates starting at $5 a kid, that money could add up fast!

Prefer the company of Fido? Let it be known that you’re available for pet sitting—either on a daily basis after school or for longer time periods like vacations and holidays. Add in tasks like plant watering and mail gathering and you’ve got yourself a business!

These are just a few of the ways you can earn money to pay for college. Spend a little time brainstorming and you’re sure to think of an option that sounds like fun to you! And remember, when you open a Upromise account, you can save money for college just by, well, spending money!

Want to learn about more great ways to save money for college and get into your dream school? Then subscribe to our blog. We’ll bring you new tips and tricks for making the most of the college admissions process all year long!

How To Talk To Your Parents About Paying For College.

Thursday, August 11th, 2011
High school grad with family

Do you know how much your family can help with college tuition?

While some kids can rely on mom and dad to pick up the whole tab for college tuition, many are not so lucky. Do you know how much financial support you can expect from your parents? If not, it’s time to find out.

The earlier you find out how much your family can help you to pay for college, the more time you’ll have to find ways to make up the difference yourself. So don’t put it off! Talk to your parents now, before college application season heats up.

Here are four tips to help the conversation go smoothly.

  • Pick a chill moment. Don’t try to discuss college tuition when your parents are tense, stressed or rushed. It probably won’t end well. Instead, wait until you’re all able to focus on the conversation without a lot of other distractions. Having trouble finding time? Try talking to your mom or dad during a car ride.
  • Be direct. The urge to beat around the bush might be strong, but don’t give in. You’re much better off approaching the matter head on. Try saying something like, “Mom, I really need to start thinking about where I want to go to college. Can you give me an idea of how much you can afford to chip in for college tuition?” Your parents will appreciate the grown up attitude.
  • Accept their answer graciously. The number they give you might be disappointing, but don’t whine about it. Realize that your parents do want to give you everything they can – but sometimes the money just isn’t there. Let them know you appreciate any help they can give you.
  • Brainstorm ways they can help you save for college. No matter what their answer is, it’s safe to say that your parents want only the best for you – and will be more than willing to help you find ways to save money for college. Whether that means driving you to a part-time job or getting you the homework help you need to pull down killer grades, you’re sure to find tons of great ways you can work together to make your dreams happen when you sit down and talk about it!

And don’t forget—there are plenty of affordable college options out there. Check out this post about college options for low-income students. And for more great information about paying for college, subscribe to our blog!

“Top 10″ List – Your College Search Just Got Easier!

Thursday, July 21st, 2011
Questions about getting into college

Got questions about getting into college? We have the answers.

Summer is fast winding to a close, and when it does, the college search process will heat up for millions of students across the country. Worried about how to start? Trying to simplify your search? Are you even ready?

To help you get prepared, we’ve created My College Guide’s “top 10″ list based on our most popular college search posts!

Why are they popular? Easy, they provide helpful information on finding the college that’s right for you, figuring out the college admissions process and identifying ways to pay for college.

Let’s get started.

1. Got a pet that you just can’t stand to leave behind? In You Can Take Them With You: Pet Friendly Colleges and Universities, you’ll see which colleges and universities are pet friendly.

2. Need help paying for college? Who doesn’t? Colleges for Low Income Students: Free Tuition, No Loans, and Full Rides provides a list of colleges that offer full rides or free tuition.

3. Looking for a college scholarship? Think the scholarship options are limited? There’s more out there than you think! Be creative, think outside the box and check out our Super List of College Scholarship Websites.

4. Wish you could get advice about getting college scholarships? Read tips about finding scholarships from the pros in Fastweb, Scholarships.com, Super College: Scholarship Tips From Pros in the Know.

5. Trying to get through the financial aid process? Worrying about all the forms to fill out for college funding? Learn about the financial aid process from the people behind the scenes at the University of Michigan in our post, College Tuition and Financial Aid Explained at the University of Michigan.

6. Searching for affordable colleges? Need to find a college that’s affordable with or without financial aid? We’ve got you covered. See our list of  8 of America’s Most Affordable Public Universities.

7. Want to get an edge on the competition for admission to your dream college? Check out 3 Ways to Get into Your First Choice College (Besides Getting Good Grades) and discover things you can do before you ever fill out a college application to help you get the attention of college admissions officers.

8. Nervous about those upcoming college interviews? Read 5 Tips to Help You Prepare for Your College Interview and learn what you need to know to succeed.

9. Want to make sure admissions officers remember your name? Learn how to stand out from the pack with How to Increase Your Odds After Sending in Your Application.

10. Worried about the economy? Want to get a job right out of college? Then you should read The Most Employable Majors: 5 Concentrations That Will Land You a Job Straight Out of College.

We’re always sharing more information on getting into college, paying for college and college help,  so subscribe to our blog today and stay ahead of the curve!

If you’re looking for answers to specific college and career readiness questions, Ask The Guru.

Photo courtesy of Ninja M.

Three Unique College Scholarship Opportunities.

Monday, July 18th, 2011
college student found the scholarship money she needs

Change the world and get the scholarship money you need to head to campus next fall.

When it comes to finding college scholarships, it pays to think outside the box.

You might think that college scholarships are limited but, as you are about to learn, there’s actually a world of opportunities out there. To get you started, we found three unique college scholarships to show you that when it comes to financial aid, thinking creatively and considering all possibilities is your best bet.

The Guardian Girls Going Places Entrepreneurship Award Program

The Girls Going Places Entrepreneurship Award Program created by The Guardian Life Insurance Company recognizes the enterprising spirit of young women. Open to young women ages 12 to 18, Guardian grants a total of $30,000 in college scholarships for women ranging from $1,000 to $10,000. The top 15 scholarship winners are chosen based on their demonstration of entrepreneurial spirit, dedication to financial independence and commitment to making a difference in their communities. The nomination begins annually in September and ends in February with winners announced in May each year.

Scholar Athlete Milk Mustache of the Year (SAMMY) Award

Got Milk? Got game and looking for ways to get an athletic scholarship? The Scholar Athlete Milk Mustache of the Year (SAMMY) Award is open to graduating high school senior scholar athletes who demonstrate excellence in academics, athletic performance, leadership and community service.  25 Regional winners will be awarded a $7500 scholarship. The deadline is in early March.  You can log onto refuelwithchocalatemilk.com in November for information on the SAMMY 2012 scholarship.

Intel AppUp(SM) Developer Challenge Contest

While the program isn’t technically a college scholarship, winners of the Intel AppUp developer program will receive up to $50,000—which would go a long way toward financing a college education.  This worldwide competition is limited to entrants 18 or older. It is skill-based and designed to bring out breakthrough applications based on the Intel® Atom™ processor.  There are a variety of categories available which range from Best App For Play to the Best App For Multiple Devices, with varying deadlines for each. So hurry up and get programming

Of course, there are millions of college scholarships out there. Let these college scholarship resources help you find the one that is right for you.  Don’t forget to subscribe to our blog to get all the latest college information and help with college scholarships!

Photo courtesy of kcolwell.

3 Reasons Why You Should Use Your Summer to Search for College Scholarships

Thursday, June 9th, 2011

Whether attending the most affordable college is in your future or not, you can make life so much easier on yourself if you start finding and apply for scholarships during the summer! My College Guide has three reasons why you should stop procrastinating and start filling out those college scholarship applications.

Don't wait until the last minute to search for great college scholarships!

Don't wait until the last minute to search for great college scholarships!

College Scholarship Search

There’s a lot of scholarships out there. Sure, you may qualify for academic merit scholarships later, but why take the chance? Don’t wait until the last minute to search for scholarships and and apply! Get ahead of the game now to make it easier on you later.

Exhaust Your Search – There are many, many, MANY college scholarship websites. Besides the usual scholarship websites, there are plenty of other places where you can find college scholarships! By starting your search now over the summer, you can use all the resources at your disposal. When other students are going to wait until their senior year of high school and rush through websites and applications, you can use your time wisely now and search for free money for college.

More Time for Searching – As your high school years go by, you’ll have more and more to do! Start searching for college scholarships early in your high school career when it’s easier to fit in. Right now? You don’t have to fill out college applications, write your personal statement, or visit colleges (although you could). You won’t need to join the club of panicked Seniors who waste their time applying for everything under the sun (even when it doesn’t fit). Instead, you can take your time applying to scholarships now to make Senior year that much easier!

Improve Your Chances of Winning – Not only will you become better at applying for scholarships, but you will increase your odds at snagging one! Applying to scholarships may not be the most fun way to spend your summer, but racking up the free money to pay for college certainly is! You’ll become better at figuring out what an application is asking of you and proficient at deciding whether or not it’s something that fits. Waiting until the last minute? It’s never a good idea.

Make Any College The Most Affordable College

Scholarships add up. It only makes sense to use your summer wisely now. Start thinking “college” now so that in the not too distance future, the college you choose will be the most affordable college!

Image Courtesy of Flickr, Kalexanderson.

Who We Are: Information you can trust. For 20 years My College Guide has produced an annual magazine chock full of free college info for high-achieving high school sophomores. Check out our participating colleges. Subscribe to our blog via RSS or email and stay on top of everything college!

5 Great College Scholarships for the Writer in You

Friday, June 3rd, 2011

Do you have a love for the written word? We get it. What we also know is that there are many great college scholarships out there that are perfect for those with a knack for writing. We’ve rounded up a few we think you’ll love!

When saving isn't enough...great college scholarships for writers!

When saving isn't enough...great college scholarships for writers!

Great Essay Scholarships

If writing is your thing, then applying for scholarships may actually be fun! While there are loads of unusual college scholarships out there, for the most part, the majority of scholarships still involve an essay. Here’s 5 college scholarships that might be your way of making any school the most affordable college!

The Ronald Reagan Essay Contest — Any Minnesota students out there? Whether you attend a public or private high school or are a homeschooled student, this essay is for you! Each year, you will have a different question to answer in no more than 1200 words. Yes, that is double-spaced. The first place winner snags $5,000 bucks. There are 3 places and 3  runner-up awards.

The American Justice Essay Scholarship – Sharpen those writing skills! Washington state seniors have a chance to win from $1,000 – $3,000 dollars for college. Students with an interest in the civil justice system will enjoy this one! Simply answer the essay question that deals with the American justice system in 1,500 words or less for a chance to win!

FRA Americanism Essay Contest – Each summer, the FRA releases a new theme. Anyone from grades 7-12 can enter! There are three awards available for each grade and, yes, this does include those who are homeschooled. First place is a $5,000 savings bond.

The Fountainhead Essay Contest – Ready for a challenge? Grab a copy of the Ayn Rand novel that fits your grade level. Select an essay question to answer—there’s three to choose from. You’ll be competing with other contestants from around the world so make sure you’ve proofread. A lot. Netting first prize would make you $10,000 richer!

The Good News

Don’t think it ends here. We’ve got all sorts of tips to help you turn in a scholarship application that shines! Wouldn’t you like free money for college? Winning the right college scholarship can make any school the most affordable college.

Image Courtesy of Flickr, enggul.

Who We Are: Information you can trust. For 20 years My College Guide has produced an annual magazine chock full of free college info for high-achieving high school sophomores. Check out our participating colleges. Subscribe to our blog via RSS or email and stay on top of everything college!

5 Reasons Applying for the Pell Grant is a Smart Move

Monday, April 25th, 2011

Applying for the Pell Grant is a great way to ease the financial burden that going back to school as an adult can cause. In fact, it’s one of the best federal student aid programs available to adult learners. My College Guide gives you five reasons why!

Trying to figure out how to pay for college? Applying for the Pell Grant is a great first step!

Apply for the Pell Grant

Applying for The Pell Grant

Pell Grants are open to almost anybody. The only requirements? You have to have either a GED or a high school diploma, and be working on your first bachelor’s degree. That’s it. There are a few instances where they can be used for post-baccalaureate teaching programs, but those are few and far between.

Applying for the Pell Grant is easy. In fact, you’ll automatically be considered when you fill out your Free Application For Federal Student Aid (FAFSA) form. Pell Grants eligibility is based solely on economic need, so there are no essays to complete or hoops to jump through. And as a working adult? The easier it is to get something done, the better.

Convenient and Quick

Applying for the Pell Grant gives you flexibility. No matter whether you plan to attend school part-time or full-time, online or on campus, a Pell Grant could work for you. They’re accepted at most online colleges as well as their traditional counterparts, for both part and full-time students. In fact, as a part-time student, you can qualify for up to 18 semesters—so you can get your degree at your own pace.

Free Money for College

The amount of your Pell Grant is not set in stone. Pell Grants are calculated based on four factors—the amount of tuition, your family’s financial status, the size of your family and your enrollment status. So if your situation changes, the amount of your grant can too. Having a baby? Your award could increase. Transferring to a pricier college? You could get more help. Thinking about taking the plunge and going full-time? You guessed it—you could get a bigger grant!

Pell Grants range in size from $550 to $5500, with the average student receiving somewhere around $3500. And since they’re recalculated every school year, they can keep pace with the changes in your life. For adults going back to school, that’s really good news.

Best of all, you don’t have to pay Pell Grants back. Unlike student loans, money from federal Pell Grants is yours, free and clear. Meaning you can concentrate on your schooling—not on how you’ll make good on the loan.

It’s easy to see that for adult learners, applying for the Pell Grant just makes sense. But you better get cracking—the application deadline for the 2011-2012 school year is June 30th.

Image Courtesy of Flickr, espensorvik.

Who We Are: Information you can trust. For more than 20 years, My College Guide has provided information to help students find the best college degree and career for them. Get information on any applying for the Pell Grant to find the right career for you!

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Private Student Loans vs. Federal Student Loans

Saturday, April 16th, 2011

It would be great if scholarships and grants could cover all of your tuition, but many students—especially adult learners—need to get either private student loans or federal student loans. Why? Well because there’s often a gap between the amount you can get from scholarship programs and the amount you actually need to make going back to school financially feasible.

Adult learners have financial aid options!

RambergMediaImages / Keith Ramsey

That’s where student loans can help. In fact, depending on the type of private student loan or federal student loan you get, you may be able to apply the funds toward your college textbooks or even living expenses!

Which is better—private student loans or federal student loans?

It’s best to try your luck at getting a federal student loan first. There are three types—Perkins Loans, Stafford Loans and PLUS Loans.

Perkins Loans are low fixed-rate loans awarded based on financial need, and can cover up to $5,500 in undergraduate tuition each year. If you need more aid, you can also take out Stafford Loans.

There are two types of Stafford Loans; subsidized, which are based on financial need, and unsubsidized, which are available to any student.

Both types offer a low, fixed rate and don’t have to be repaid until you graduate from college! The main difference between them is that unsubsidized loans accrue interest while you’re attending school—subsidized loans don’t.

Both Stafford programs have borrowing limits, but if you qualify, you can combine them to obtain a bigger loan package. Currently, as an independent learner (i.e. a student over 24 who can’t be claimed by anyone else on their taxes), you can take out a maximum of $57,500, with no more than $23,000 of that coming from subsidized loans.

The only other caveat? You have to be enrolled at least half time to qualify, so if you plan on taking just one class at a time, this isn’t the federal student loan program for you.

There’s one other type of loan to consider. If you’re under 24, single and have no dependents, your parents can take out a federal PLUS loan for your education—assuming you can talk them into it!

When should you look at private student loans?

Sometimes you simply can’t get what you need from federal student loan programs. If you’re still in the red after receiving your federal student loan package, a private student loan could be a big help!

Also, if you’re planning to attend a college that isn’t an accredited Title IV school, you won’t be eligible for federal programs. In that case, a private student loan can make all the difference in the world!

While private student loans can have higher interest rates than federal loans, they do allow you to finance up to 100 percent of the cost to go to college—including living expenses! That can make a private loan a very attractive option!

Whatever your situation, a combination of private student loans and federal student loans can help make your college dreams a reality. If you need help sorting through your options, ask the financial aid staff at your school for assistance!

Who We Are: Information you can trust. For more than 20 years, My College Guide has provided information to help students find the best college degree and career for them. Get information on private student loans, federal student loans and other financial aid programs to get you on the road to the right career for you!

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Benefits of Online Education

Friday, April 15th, 2011

The benefits of online education are many! Making time for on-campus courses for adults working full-time is next to impossible—but online? It’s infinitely easier: Here’s why!

The benefits of online education are many--you won't even believe it!

kennymatic / Kenny Louie

Benefits of Online College

Your Life, Your Way – It’s not very often that you get to call the shots but one of the big benefits of online education is that you don’t have a specific place to be. You’ll have a specific course  schedule for when assignments are due. So, you can complete assignments in your business administration class at 2 AM or 2 PM—it doesn’t matter.  On-campus courses just can’t compare!

Yes: There’s Still Community – Online college courses have come a long way. You won’t feel isolated from your peers at all. In fact, many colleges have special discussion areas so you can get to know and chat with your new online classmates. Some even have forums and allow online students to join on-campus activities and attend campus events. Now, is that one of the greatest benefits of online college, or what?

What You Don’t Know Can Hurt You (Financially)

Let’s Talk Turkey – Higher education isn’t cheap but you know that if you want to advance in your career or get your foot in the door in a brand new career, it’s a necessary addition to your resume. Rather unknown benefits of online college include the cost of classes—in many cases, it’s cheaper! In state or out, some higher education institutions charge the same amount and the cost of online courses can be a significant savings. That’s money in the bank!

Free Money for College: Even for Online Students – Did you know that even adults going back to school can still apply for and receive free money for college? Fill out the FAFSA, the Free Application for Federal Student Aid, and see if you qualify for financial aid. Your college will use this information to match you up to their own institution-based scholarships. Every non-traditional student should be sure to take advantage of awesome benefits of online college like this one.

What are You Waiting For?

There are plenty of reasons to consider beginning or finishing your college degree. The benefits of online education are many—why not see for yourself? You have nothing to lose and everything to gain. Your future is waiting!

Who We Are: Information you can trust. For more than 20 years, My College Guide has provided information to help students find the best college degree and career for them. Get information for the benefits of online education and programs to find the right career for you!

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