Posts Tagged ‘community college’

Creative Ways to Pay for College

Saturday, April 28th, 2012

The cost of college tuition is rising at a rate that is alarming to most experts.  The end result of this process is that millions of students have been saddled with far larger student debt and student loans than past generations of college goers.  Many older people don’t readily realize this fact.  However you, as a younger person in college or headed there soon, need to face that at least for you and your generation, there is a different economic reality where paying for college is concerned.  The purpose of this article is to get you thinking about how you can keep the high cost of college under control and at the same time give you some pointers to help get the ball rolling.

Consider Community College

Community college has a great deal to offer students.  Community colleges stand as one of the few remaining excellent deals in education.  If you want to save a great deal of money on your college education, start at a community college, pull excellent grades, take the classes very seriously, get great letters of recommendation and then transfer to a four-year institution to finish off your degree.

Research All of Your State Schools Very Thoroughly

You might be able to save a bundle just by opting for a state school; however, you might even be able to save a whole lot more by selecting the right school.  This may mean attending a school that wasn’t your first choice, but that isn’t exactly the end of the world if you are saving a “king’s ransom!”  The difference between one state school and another in your state could make a difference over the course of your degree.

Skip Student Housing

If you are willing to “rough it” a bit, you may very well be able to save a considerable amount of money every month by forgoing student housing and campus life and living off campus.  In fact, you might need to live way, way off campus and commute if possible.  Finding cheap rent and sharing that apartment or house with roommates is something that students all around the world do everyday, and you might need to do it as well.  Those willing to live in the “middle of nowhere” will be rewarded with cheap rent.

Hi Mom, Hi Dad

Then there is the “Mom and Dad Option.”  While you may be ready to leave the nest, your future bank account might really appreciate it if you were to stay at home just a little bit longer.  If your situation is such that you can live at home and go to college, then this could be another way that you save a bundle.

The Little Things Add Up

“Small” purchases, such as books, are not really that small after all.  When you factor out how much books can cost over the course of a 4 year degree, the fact is books cost you dearly.  Instead of buying your books at your campus bookstore, look for other, less pricy options such as buying online, finding used books or going the ebook option when possible.

Is Community College Right For You?

Saturday, February 4th, 2012

If you are like most high school seniors, you’ve spent a good deal of time exploring what it takes to find the right college.  Part of this process has no doubt been learning about private loans for college, college savings programs and financial aid and grants.  Just trying to understand the financial part of the college equation can be a great deal of serious work!

During this research, you may have discovered that you just can’t find a way to pay for a traditional four-year degree at a college or university.  You may also be worried that your grades are not going to be good enough to get you into one of the schools of your choice.  The good news is that if you fall into these categories, there are still good options.

The community college system is diverse, works well and is more popular than ever.  The inexplicable and continued rise in college tuition in the last few years has fed something a renaissance for community colleges.  Also if you are thinking that only large communities and cities have community colleges, then guess again.  The fact is that there are more community colleges than you might imagine, and the odds are good that there is one within driving distance of you.

Community colleges offer a great, if not fantastic, value for the money.  When compared to the increasingly astronomical tuition rates at private and even some state schools, community colleges are nothing short of a bargain, if not a super bargain!

Attending a community college for two years and then transferring to finish your degree can save you a massive amount of money.  Plus, if you don’t have the grades or the SAT scores to get into one of your top picks or any of your local schools, this could be a second chance!

If you consistently pull good grades in a community college, you should be able to transfer to a four-year university or college to complete your degree.  You will also have more time to find the right college and look into financial aid and grants as well.  Thanks to community colleges, thousands of students, of all ages, who could not otherwise attend college, have the opportunity to do so.

5 Key Ways You Could Benefit from Attending a Community College

  1. Earn credits to transfer to a four-year college or university
  2. Save money
  3. Have additional time to investigate how to pay for college
  4. Have additional time to explore what major you will choose
  5. Gain access to knowledgeable facility, professors and instructors who can help guide your education and career path

These are only some of the ways that you can benefit from attending a community college.  If you think the four-year university or college route is closed to you, then you should consider community college.  In short, community colleges have a great deal to offer.  Community colleges help countless people every year, and they can help you as well.

Community Colleges – A Great Option to Consider

Thursday, January 19th, 2012

One of the single most important parts of the transition from high school to college is being prepared.  Clearly, you should work hard to find financial aid for college tuition and direction federal student loans; however, if you are unable to afford college or your grades didn’t allow you to get into any local colleges or universities, don’t panic.  It is important to remember that you still have options for receiving an education.

Millions of people have successfully used the community college system.  You can attend community college to receive further education and even transfer to a four-year college or university later on.

Here are two good books on the topic of community colleges.

Community College by Susan H. Stafford

Okay, you didn’t get into the college of your dreams or you just can’t afford to go.  That doesn’t mean that you should just give up on your dream of getting a college degree.  College graduates earn far more over the course of their lifetime than those with just high-school diplomas.  This book is valuable in that it gets students and parents thinking about community college, which stands out as an important often overlooked resource.

Going to a community college can save you a staggering amount of money, and this book has most of what you need to know to begin the community college process.  There are many misconceptions regarding community college, and Community College by Susan H. Stafford is rather effective at clearing some of them up.  Another reason this book is a winner is that it doesn’t just state, “go to a community college” but instead gives you concrete reasons to do so.  This is done by showing how community colleges can tie into creating new career and earning opportunities.

If you think that your college dreams are over, then pick this book up.  It will remind you that you can, in fact, return to college at any age with very little money.

The Community College Guide: The Essential Reference from Application to Graduation by Joshua Halberstam and Debra Gonsher

The Community College Guide: The Essential Reference from Application to Graduation by Joshua Halberstam and Debra Gonsher takes a slightly different approach to community college than other books.  Halberstam and Gonsher’s approach goes beyond making the solid case for community college and gets directly into the “nuts and bolts,” such as transcripts and financial aid concerns.

Anyone considering community college will find this helpful; however, you will definitely skip over some sections.  At times the handholding might seem excessive, but ultimately there is no denying that this book is worth the effort, just be prepared to do some serious skipping and skimming.  Any book that makes a case for the value and worth of the community college system is one that is worth reading and supporting.

Both of these books can help outline the community college experience and what it has to offer.  Remember that you should be able to find a community college in your area.  In addition, you will also find many dedicated people at your local community college that are eager to help guide you, so seek them out and ask for help!

The Big List Part Three: 50 More Colleges and Universities Who Twitter

Friday, February 12th, 2010

Even with all the Google Buzz to-do, Twitter seems to be hanging in there just fine, thank you very much.  To celebrate, we bring you the ever-anticipated Twitter list: 50 MORE Colleges and Universities who Twitter!

Click on the name of your favorite college or university to land directly on their Twitter page!  Can’t decide?  Follow them all using My College Guide’s Complete List of Colleges Who Tweet right on Twitter.  It doesn’t get any easier!

Don’t forget to check out Part 1 and Part 2 of the Big List to find your favorite tweeting colleges and universities!  Feel free to retweet our list to your followers – and add anyone we may have missed to the comments section below — to be included in Part 4!

Agnes Scott College Oklahoma City Community College
Butler University Pacific Lutheran University
Canisius College Park University
Colorado College Rockhurst University
Columbus State University Roger Williams University
Delaware Tech Terry Seattle University
Delta College St Mary’s University
Ferris State St Norbert College
Florida International University Texas Christian University
Fond du Lac Tribal and Community College/R.A. Meyers Library Trinity University
Henderson Community College Utah State University
Kalamazoo College University of Alabama
Linfield College University of Alaska Southeast
Maryville College University of Arizona
Millsaps College University of California Irvine
Minnesota State Colleges and Universities University of Chicago
Montana State University University of Florida
Morehead State University University of Hawaii Manoa
New School University of Missouri Columbia
Northampton Community College University of Missouri Kansas City
North Carolina State University University of Oklahoma
North Central College University of Texas-Pan America
North Dakota State University University of Wisconsin Madison
Ocean County College Wichita State University
Ohio Northern University Wisconsin Tech College

9 Ways to Save a Fortune on College Tuition and Expenses

Monday, December 14th, 2009

piggyThe idea of a college student being too poor to afford anything but Ramen noodles may be clichéd, but it exists for a reason—it’s true for many students. Between the cost of tuition, textbooks, a computer, dorm expenses, and every other essential part of the college life, most students find it hard to keep more than a few dollars in their wallets at any given time.

But by thinking smart and planning early, you can save thousands of dollars on college expenses. Here are just a few ideas to help lighten the burden of all those bills:

  1. Earn college credits in high school. If you still have a couple of years to go before starting college, you could save thousands in future tuition fees by taking advanced placement courses. If you do well enough on the AP exams, or if you ace your SATS, you’ll be able to bypass the lower-level general education requirements for related subjects. You can also take college-level classes at your local community college while still in high school—talk to your school counselor about your options.
  2. Instead of buying your textbooks, try renting them. While you can save some money by purchasing used copies of your textbooks from your campus bookstore, you can save way more by renting books through websites like Chegg and Bookrenter, where you can borrow a book that retails for $70 or more for less than $20 for a semester. Both sites also offer free return shipping when you’re finished with the semester.
  3. Download freeware for your computer. Commonly used computer software like MSOffice cost hundreds of dollars to purchase. Instead, download open-source software like OpenOffice, which is completely free to download.
  4. Start out at a community college. You can take the first two years of general education requirements at a local community college near your home before transferring to complete your major at your university of choice. You may not be as involved with campus life by taking this path, but the thousands of dollars you’ll save could make the decision worthwhile.
  5. Take summer classes at a community college. If you don’t want to wait to attend a traditional university, you can still save some cash by taking summer courses at a local community college, which costs less for each credit than a 4-year school. You also may be able to graduate early, saving thousands more on campus housing fees.
  6. Take an extra class each semester. Yes, you’ll be insanely busy, but it’s doable—and by taking a fast-track path with your education, you’ll spend less on rent, meals, and other living expenses.
  7. If you want to go to med school, enroll in a combined degree program. Medical school is even more expensive than college—but you can cut costs on both if you know what path you want to take before starting college. If you enroll in one of the 36 schools offering a BS/MD program, you’ll be able to complete the entire degree program in seven years, for significantly less than you’d pay going from college to a separate medical school.
  8. Live in a triple dorm. In your first year of college, you probably won’t have much choice about where you live. But if you don’t mind cramped quarters, some schools will allow you to turn a double room into a triple, saving thousands on your annual bill.
  9. Try out a student co-op. Later in your college career, you’ll probably look for a house or apartment off-campus to rent. A student co-op is the best bargain you’ll find: in exchange for doing household chores (typically 5 hours a week of cooking and cleaning for your fellow housemates), you’ll pay much less in rent than you would in a typical house.

What other tips have you used to help save money on college costs? Share them in the comments!