9 Tools to Help You Budget for College and Save Money
Getting a college education is a big investment, and it’s never too early to start earning money for money to help pay for college. The following websites and apps can help you plan your budget, save money on things you buy and better manage your money while you’re in high school, in college and beyond.
MyMoney.gov – This site has money management info and advice, as well as a toolkit with budget worksheets and a debt payoff calculator (handy for helping you figure out how long it will take you to pay back your student loans).
Mint.com – Get some help managing your budget and bills all in one place. This site lets you see all your bills, income and bank accounts in one place so it’s easier to see what you’re spending each month.
Power Wallet – This tool helps you monitor your spending and set a budget. It also gives you reminders to pay bills.
Financial Aid and College Costs
Net Price Calculator Center – Want to know how much college will cost you? Simply enter the name of a college you’re considering to access its Net Price Calculator, an online tool that helps you estimate the true cost of attending that school.
Student Loan Calculator – This tool from the College Board helps you calculate your student loan repayments in relation to your possible starting salary so that you can make smart borrowing decisions.
Discounts and Coupons to Save Money
Cartwheel – Target is a popular store for stocking up on dorm room supplies. Download the Cartwheel app to your smartphone to get discounts on everything from food, toiletries and cleaning supplies to clothing, electronics, school supplies, dorm décor and organization supplies.
Yowza! – This free mobile app (for iPhone and Android devices) lets you clip coupons digitally. It helps you find coupons in your local area. To use a coupon, just show the cashier the coupon on your smartphone. Great for late night pizza runs and movie nights!
RedLaser – This free mobile app (for Android, iPhone, and Windows Phone) helps you compare prices when you’re at the store. Simply scan an item’s barcode and the app will show you if there are lower prices at stores near you or online.